Website Terms And Conditions
Last Updated: September 24, 2026
1. Acceptance Of Terms
By accessing or using the Phommachit Insurance Agency website, you agree to these Terms and Conditions. If you do not agree with these terms, please discontinue use of the website.
2. Informational Purpose
Information provided on this website is intended for general educational and informational purposes.
Website content should not be considered a specific recommendation to purchase, replace, modify, or cancel an insurance policy or financial product.
3. No Coverage Is Bound Through Website Content
Viewing this website, completing a form, sending an email, or requesting information does not create insurance coverage or guarantee that an application will be approved.
Coverage becomes effective only according to the terms, conditions, approval requirements, and effective date established by the applicable insurance carrier.
4. Product Availability
Insurance and annuity products, features, eligibility requirements, and availability may differ by carrier, applicant, and state.
5. Accuracy Of Information
We aim to keep website information useful and current, but insurance products, carrier requirements, laws, and other information may change.
Specific policy documents and carrier materials control where they differ from general website information.
6. Third Party Websites
This website may provide access to websites or resources operated by third parties. Phommachit Insurance Agency is not responsible for the content, privacy practices, availability, or operation of third-party websites.
7. Intellectual Property
Unless otherwise stated, website text, branding, graphics, and other original content are owned by or licensed to Phommachit Insurance Agency and may not be reproduced without appropriate permission.
8. Limitation Of Liability
To the extent permitted by applicable law, Phommachit Insurance Agency is not responsible for losses resulting solely from reliance on general website information.
9. Changes To These Terms
These Terms and Conditions may be revised periodically. Updated terms will be posted on this page with a revised effective date.
10. Contact Us
Questions regarding these terms may be sent to:
Phommachit Insurance AgencyEmail: info@phommachitagency.com
Phone: (669) 837-2162
